So the current research says that 66 percent of millennials have no retirement savings, 63 percent have over $10,000 in debt, and 31 percent are still living with their parents.
As a millennial who has no debt, a 401(k) and an IRA, and who is having a house built, I just want to say something to counter all the negative messages bombarding my generation about how lazy and entitled we all are. Do you know what’s the difference between me and those statistics?
Sheer dumb luck.
That’s it. I didn’t do anything differently than anyone else. I didn’t make better choices or go into the right major or any of that nonsense. I was just lucky enough to be born into a family with parents who could put enough into my savings that, when combined with scholarships, allowed me to graduate from college without any debts. I had pretty much no savings by the time I got my degree, but starting from nothing is still easier than starting with a negative balance.
I got hired within two months of graduation, and I’ve been with that company for going on six years. Again, nothing but dumb luck. My major, creative writing (one of the stereotypical ‘useless degrees’) has nothing to do with my career. They just needed employees and I happened to interview at the right time. And I was lucky enough that the job was in an area where I could live at home, rent-free, developing the savings that put me in a position to sign a contract on a house.
I was privileged and lucky. That’s it.
Sure, I worked hard in school. I gave it my all in my job interview. I’ve put in effort to get where I am.
But people without the head starts I had have worked much harder. I didn’t have to claw my way out of debt and poverty to get where I am. If I had to do that, I wouldn’t be here. I’d be another statistic for the boomers to dismiss.
You’re not doing anything wrong. You aren’t the ones who broke the economy. I haven’t figured out some correct, adult way of doing things that you haven’t. I just happened to start the game with some of the cheat codes.
You are all doing the best you can, and don’t let anyone tell you otherwise.
True crime podcast: Police say the suspect not only murdered his victims, but dismembered and ate their body parts piece by piece. I guess they had never heard of Blue Apron. Blue Apron provides dozens of delicious meals for
be responsible and don’t smoke with your pets in the room and don’t ever leave your weed within their reach. weed is very fragrant and seems tasty to them. trust me when i tell you you don’t want the vet bills or insane emotional stress of letting them eat it. do you know what it’s like to see your young and healthy dog unable to walk and completely none responsive to your touch or voice?? no?? lets keep it that way. please.
Also, if you pet eats your stash, just tell the vet. They won’t judge you. They just need to know what to treat for.
Bringing Your Dog Ate Weed back, because it’s an important message – tell your vet what your pet ate, and how much. They just want to save your pet.
Also remember that birds are super super sensitive to chemicals on inhalation, so you shouldn’t even smoke in the same building to keep your pet safe.
Don’t smoke around reptiles or amphibians either, they have sensitive lungs, you shouldn’t even burn incense in the same room as them, much less weed (or cigarettes.)
Fullmetal Alchemist AU where everything’s the same except Ed makes up stupid stories as to why he lost his arm and leg and they’re different every time someone asks.
ex: “I got attacked by a shark” “I stubbed my toe and decided I didn’t want it anymore” “I went through a steampunk phase” “Sheep are vicious when they’re hungry” “Squirrels”
“y-you have an automail arm and leg… you–you must have committed the ult-”
“did you know horses are omnivorous? you’d think they just eat grass and weeds but that’s what they want you to think”
